Cashfree Payments

Collect payments and run fast payouts in India with links, subscriptions, and APIs
4.8 
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Turn your checkout and payouts into a repeatable playbook. Start by creating a Cashfree Payments account, complete KYC, add your settlement bank details, and pull API keys. Connect your site or app with the drop-in checkout, mobile SDKs, or server-side APIs. Use test mode to run end-to-end flows, set up webhooks for payment and payout events, then switch to live when you’re ready.

Collect money across every channel your customers use. Embed checkout on your website, trigger a payment link from your CRM, or take cards and UPI on a handheld PoS. Offer cards, netbanking, UPI, and wallets for domestic buyers, and enable multiple currencies for overseas customers. Saved cards streamline repeat customers with faster approvals. For teams handling cash-on-delivery workflows, create payment links for doorstep collection and auto-reconcile against orders in your dashboard. Settlement hits your account on a standard T+2 cycle, and you can export reports for accounting in seconds.

Launch subscriptions without building billing from scratch. Define plans, billing intervals, and trials; then let Cashfree automate scheduled charges, dunning, and retries. Customers can approve recurring mandates through cards or UPI and manage payment methods for future renewals. Need to bill ad hoc or for services? Generate tax-compliant invoices that embed a secure pay button, share by SMS, email, or WhatsApp, and track open, paid, or overdue status in one place. Currency settings allow you to charge international clients in their preferred denomination without extra engineering. more

Review Summary

Features

  • Hosted checkout and mobile SDKs
  • Payment links and invoicing
  • Point of Sale acceptance
  • Multiple currency support
  • Recurring billing and subscriptions
  • Website and app integrations
  • Saved cards for faster repeat payments
  • Mobile payments
  • Gift card processing
  • Bulk payouts via file or API
  • UPI, card, netbanking, and wallet acceptance
  • Bank account and beneficiary verification
  • Webhooks and reporting
  • T+2 settlements for collections

How It’s Used

  • Ecommerce checkout with UPI and cards, plus saved cards for returning shoppers
  • SaaS subscriptions using recurring mandates and automated retries
  • Service invoices with payment links shared over email or WhatsApp
  • Marketplaces paying sellers daily via bank accounts or UPI
  • COD workflows using links for doorstep collections and auto-reconciliation
  • Field sales accepting payments on PoS devices in-store or on the go
  • Education platforms collecting tuition in multiple currencies
  • Gig platforms paying workers at scale with beneficiary verification
  • Retail refunds processed in bulk through the Payouts API
  • Agencies reconciling settlements and exporting finance-ready reports

Plans & Pricing

Cashfree Payments

Custom

1.90% per transaction
<ul>
<li>Visa
Mastercard
Maestro
ICICI
Amazonpay
Airtel Money
Jio Money
Phonepe
Net Banking
0%* per transaction
<ul>
<li>UPI
RuPay
<p><strong>Paylater &amp; Cardless EMI: </strong>2.5% per transaction</p>

<ul>
<li>E-paylater
Olamoney
Zest Money
Flexmoney
Lazypay
ICICI
Kotak
Yes Bank
HDFC
HSBC
<strong>International Cards</strong>
<ul>
<li>3.5% + &#x20B9;7 per transaction
<ul>
<li>VISA
MasterCard
Standard payment gateway charges applicable
<ul>
<li>PayPal
Paytm
<p>2.95% per transaction</p>

<ul>
<li>Diners Club
American Express
Next day settlement
International payments in 30 currencies
Instant Refunds
Dedicated account manager
Now Live on Juspay. Connect Today
Visa, Mastercard: Cards: &#x20B9;10
Amazonpay: Wallets 1.00%
Paytm: Wallets (As applicable on your Paytm business account)
Basic : &#x20B9;2 Cashgram charges + Transfer charges
Premium : &#x20B9;2 Cashgram charges + &#x20B9;2.5 Bank account verification charges + Transfer charges
Virtual Account : &#x20B9;5 Creation
Reconcile IMPS/NEFT/RTGS payments :<strong> </strong>&#x20B9;10 per transaction
Virtual UPI IDs<strong> : </strong>&#x20B9;5 Creation
Reconcile UPI payments: 0.30%* per transaction
<p>Verify UPI IDs, bank acount details and account holder name in real time</p>
Verify the user&#x2019;s PAN details in real-time.
<p>Verify the user&#x2019;s Aadhaar details instantly.</p>
Cards : 2.25% per creation
E - mandate : &#x20B9; 5 Mandate Creation + &#x20B9;5 per Debit
UPI Autopay (Early Access) : &#x20B9;5 + per debit
Automatically split commissions with vendors after every purchase.
Paperless and same day onboarding
Easy to use Dashboard
E-commerce Plugins
Developer friendly integration kits

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4.8
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